Appraisal services for DENVER and Denver County homeowners
The top 7 reasons Colorado homeowners need Mountain High Appraisals, LLC:
At Mountain High Appraisals, LLC, we understand the particular needs of a consumer in need of appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, attorneys, and accountants. But as a general consumer, you'll receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we document the results of our analysis.
For Sale by Owner (FSBO)/Pre-Listing ServicesSince you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at Mountain High Appraisals, LLC are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic selling price so your house will attract many interested buyers, a professional appraisal is a crucial negotiating tool once you have a likely buyer. The appraisal is something tangible to show your buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much you think your house is worth. Interested buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value estimation than yours.
Challenge property tax assessmentsLet's say your home is not appreciating as much as other houses nearby -- your local tax assessor may have your home overvalued. That only means you are most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better. An appraisal from Mountain High Appraisals, LLC is your number one weapon when contesting your property tax assessment.
Need to remove PMI?PMI stands for Private Mortgage Insurance. A popular money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is below 80% of the value of your property, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are qualified in helping clients just like you abolish unwanted and unneeded PMI insurance.
Recently got a freeze to your HELOC?Your lender might choose to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. This can be inopportune from a cash flow point of view, and harmful to your credit score since it may appear as though that credit line is maxed out. Mountain High Appraisals, LLC can help you reinstate your home equity line of credit with efficient appraisal.
We Also Offer Field and Desktop Appraisal Review ServicesHave you just received a copy of your appraisal and you would wish to have a seasoned expert double-check it for verity or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from Mountain High Appraisals, LLC can go out and check the subject and comparables in question in a field review. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Mountain High Appraisals, LLC can help you with that. While usually requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your property.